My Earliest Memories About Money

As an ongoing part of building MBNY Media Inc into a successful online business, establishing business credit has been a focus since day one.

The first step in establishing business credit is having personal credit that you can leverage to build credit via a business account. 

Ive been utilizing fortress credit professonals to improve my credit score with al three of the hot credit reporting agencies, and have made amazing progress since the start of the year.

One of the things the program provides is a workbook that teaches the ins and outs of the financial and credit systems. 

This evenings workbook lesson was about your earliest memories about money. 

 Financial Fitness: The Offense, Defense, and Playing Field of Personal Finance  Financial Fitness Workbook by Chris Brady and Orrin Woodard

Financial Fitness: The Offense, Defense, and Playing Field of Personal Finance

Financial Fitness Workbook by Chris Brady and Orrin Woodard

When did you first realize that money had the power to purchase the things you wanted?  The first time I realized money had the power to purchase the things I wanted was seeing the things my brother Courtney was interested in when he was in college. He used to have these nice leather wallets, stylish clothes and jewelry, there es always something nice that he had, that I wanted. My grandma used to give me money weekly whenever she came to stay at our house for the weekend. I'd save up the money and over time I'd have a nice sum of money. But once I had enough money to buy something, i preferred to save the money and enjoy the feeling of having saved a lot of money. I'm still the same way. There's a fine line between the things i want and the money it takes to have them. I usually choose to keep my money. Which is why my sister calls me frugal. I like the options money provides, but i don't actually want any of the options.

When did you first wish you had enough money for something?  In middle school I started to become interested in djing and I wanted to purchase turntables, speakers, a mixer, and records. I only had enough money for records. So it took a few summers before I saved enough money to buy a second hand set of turntables me a new mixer. But I've always been able to mentally and emotionally prioritize money and emotional spending.

 When was the first time you were told you couldn't have something because you couldn't afford it? Consciously and subconsciously, I don't put myself into situation to desire things I cannot afford. So there wouldn't be a situation where I'd be tod I cannot afford something. I live within my budget.

When was the first time you remember holding a lot of money in your hand and feeling really happy about it?  There has been multiple moments in life wher I've held a large sum of money in my hands and was happy about it. The first time I can recall would be back in 2004 when I had all cash on me to pay for a years worth of tuition for my first year of college at Full Sail University in Winter Park, Florida.